There is about a month left before the start of the new year — and with the change of date on the calendar to January 1, 2025, a number of already planned changes will take place. Each of which will have a certain impact on the market, individual car owners or businesses whose activities are related to the automotive sector. IDA specialists have collected the main expected changes and described each of them.
Introduction of "Euro-6" econorms
From the first day of 2025, such new and used vehicles as tractors, trucks (of all groups), special equipment (truck cranes, construction equipment, tow trucks, etc.), buses, as well as new passenger cars submitted for first registration must comply with the environmental standard "Euro-6".
We remind you that machines that meet these standards have been on the market since approximately 2015. Accordingly, the minimum age of the listed used vehicles, if they are from the used category, will decrease by 6 years relative to the currently valid "Euro-5", which raises the bar of the minimum price for them.
Passenger cars with mileage will not be affected by these changes — for them compliance with "Euro-2" or a similar standard remains the minimum requirement.
The last year of preferential customs clearance for electric cars
Prior to the entry into force of a number of laws, customs clearance of electric vehicles took place in the same way as gasoline or diesel cars or trucks. That is, when importing such a car, duty, excise and VAT were charged, and before registration, a fee to the Pension Fund had to be paid. As a result, each electric car became more expensive relative to its purchase price abroad by at least 35...40%.
Preferential customs clearance, in which only a relatively small excise duty remained (1 euro for 1 kWh of battery capacity, in practice from 20 to 100 euros for 1 car) allowed this segment to significantly increase turnover, develop related businesses, and the fleet of electric cars to grow to more than 130 thousand cars, which is more than in some European countries with a population similar to that of Ukraine.
- Find out more about the fleet of electric vehicles in Ukraine — order the appropriate dashboard from IDA
However, these benefits will most likely be "automatically" canceled on December 31, 2025 (except for the first registration fee), since there is currently no initiative registered in the Verkhovna Rada that could extend the validity of these rules. Which, after all, is predictable — the country needs money, and it is unlikely that any of the legislators will dare to propose extending "zero customs clearance" for electric cars at this time.
New rules of auto insurance
To begin with, it is worth saying that all current autocivilka contracts concluded and paid for before December 31, 2024 will remain valid until the date indicated in them as the date of termination of the contract. That is, immediately after the New Year, you do not need to go to the nearest office of the insurance company and buy a new policy. But when it does end, new rules will apply.
The most noticeable change is an increase in insurance payout limits, instead of the current 160,000. UAH for property damage, and 320,000 hryvnias for damage caused to the victimʼs life or health, from January 1 next year, these numbers will increase to 250,000 hryvnias. UAH (1.25 million UAH per event) and 500,000 UAH (5 million per event), respectively.
All contracts will be concluded without a deductible, each policy will provide for the possibility of direct settlement, payments for damaged elements will be made without taking into account their wear and tear (amortization), the Europrotocol will be able to be used without separate monetary limits, as it is now (but within the framework of the general limits of "autocivilka"). Privileged categories of drivers, who are currently entitled to free support from the MTSU in case of damage to someone elseʼs property, will lose this opportunity, instead they will be offered a 50% discount on mandatory auto insurance policies.
And what about the prices? Obviously, they will increase, as insurers will have to include new increased limits, zero excess and "unlimited" Europrotocol in their estimates, in addition, the new rules will remove all restrictions on pricing by insurers — they will have the right to set prices at their own discretion, which, of course, will be regulated the service market itself, because competition should not be forgotten.
The fee for the first registration is unchanged this time
This fee must be paid at the first registration of new and used passenger cars, except for those equipped with electric engines. The rate is 3, 4, or 5 percent of the appraised value of the car.
Usually, with the arrival of each new year, the size of the subsistence minimum for able-bodied persons, which will determine the range for the application of the mentioned 3, 4 or 5%, has changed. However, this time it remained at the "old" level of UAH 3,028, so the "price corridors" remain unchanged for the entire next year (or, if we rely on the current version of the Budget Declaration, even until 2027).
So, this was information about known, planned changes. How they will affect the car market — the team of the Research Institute of the car market will reveal in the next publication, with forecasts for the year 2025 for our car market.
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